Happy Labor Day!

Happy Labor Day!  As the week heats up and holiday weekend approaches, the lure of the beach can be too much to resist.  For Arizonans, that lure is an easy 3.5 hour drive away to a town called Puerto Penasco aka Rocky Point.  While there is generally a caravan of U.S. cars heading across the border, there are a few safeguards to check off the list:

1. Make sure you have plenty of gas so you don’t have to stop. The ride in is pretty barren desert landscape so you do not want to be out of gas in the middle of nowhere.
2. Make sure your tires are inflated properly and your fluids (oil, coolant, transmission) are current and full.
3. Check with your cell phone carrier about international calling prior to leaving the country.
4. Bring bottled water (see 1).
5. Make sure you have the proper car insurance coverage.

What many people don’t realize is most U.S. carriers do not extend your auto coverage across the Mexican border.  People get Mexican auto insurance for several reasons.  Below are the top 5 reasons:

1. Legal Requirement: In Mexico, it is a legal requirement to have liability insurance when driving a vehicle. Mexican law mandates that drivers must be able to cover any potential damages or injuries they might cause to others in an accident. Without valid Mexican auto insurance, you could face legal consequences if you’re involved in an accident.
2. Access to Services: If you’re involved in an accident, you might need to navigate the local legal system. Having Mexican auto insurance can provide you with legal assistance and coverage for potential legal expenses. Also, reputable Mexican auto insurance policies often come with additional benefits, such as access to roadside assistance, medical coverage, legal assistance, and towing services. These services can be extremely helpful in case of emergencies.
3. Accident Protection: Accidents can happen anywhere, and having insurance coverage in a foreign country can provide peace of mind. Mexican auto insurance can help you financially in case of damage to your vehicle, medical expenses, and other accident-related costs.
4. Customs and Authorities: When entering Mexico, customs authorities may ask for proof of valid insurance coverage. Without proper insurance, you might face delays or difficulties at border crossings.
5. Damage to Third Parties: Liability coverage included in Mexican auto insurance ensures that you can cover any damage or injuries you might cause to others in an accident. This can help prevent potential legal and financial liabilities.

Overall, getting Mexican auto insurance is a practical and responsible decision if you plan to drive in Mexico. It ensures that you comply with local laws, have access to necessary services, and are financially protected in case of accidents or incidents while driving in the country.

If you are looking for a quote for Mexican auto insurance, contact Lumenasa Insurance Agency at 1-855-210-1301 or www.lumenasafinancial.com

Happy Labor Day and enjoy your holiday weekend!